How to Save Money Fast in 2025! (Save $2200 this Month)

Are you wondering How to Save Money Fast?

It’s easy when you start slashing expenses and adding these extra sources of income to your finances!

How to Save Money Fast

I’m going to show you how to drastically cut expenses and make extra money so you can learn how to Save Money Fast for a house, for a car, for a trip, for retirement, or to simply pay off debt fast!

These tips are also great for paying off your student loan debt fast!  Whether you are on a low income or just want to slay that debt quickly, these tips and tricks will jumpstart your savings and cash flow quickly!

After personally living through job losses and a lot of financial uncertainly, I’ve learned so many creative and unique ways to save money fast.

That’s why I want to share with you some clever ways to save money fast.  But I also want to show you how to save money every month!

Once you start saving, it gets contagious and you just want to find more ways to save.  Saving money is like investing in our future, so lets create the highest retirement savings rate possible!

The key is to take a hard look at everything you spend money on, and try to spend as little as possible.  Trust me… this will ignite your savings rate immediately!

Are you ready to start making your money work harder for you?  Or would you even love to retire early?

This HUGE list of money saving tips will help you learn how to save money each month!  Let’s get started…

Related:  How to Pay Off Debt Fast (10 Easy Tricks)

#1. Slash your Grocery Bill & Eat Out Less Often (save $300+/mo.)

Now, tackling your food bill is a biggie!

Slashing your food bill really is as simple as not eating out and cooking more at home.  The price difference for just one meal is significant, but if you skip eating out 2 times per week for a whole month, the savings really start adding up FAST!

I regularly make a Crockpot Chicken Dinner for $12 or less, including sides.  But to take my family of 4 to a typical chain restaurant, dinner can cost $37 or more, and that is excluding drinks, appetizers and sides.

That means eating at home on average will save me $25 per meal.  If I skip eating out just 8 times per month I will save $200 on that alone… and so can you!

Now if you already have cut back on eating out… let’s tackle that creeping Grocery Bill!

Grocery bills have a way of getting wildly out of control, don’t they?  But the good news is… they’re really easy to trim back, too!

Go check out these EASY and PAINLESS ways to cut your grocery bill in half!

Get More Tips Here >> How to Cut Your Grocery Bill in Half

20 Ways to Save Money on Meat (How to Save BIG All Year Long)

Got spare change around the house?  Here’s another fun tip!

When shopping at the Grocery store, use your spare change to help pay for your groceries using the self checkout lines.  This is such an easy way to use up a lot of spare change all at one time, without paying those high Coinstar fees.

Now that you’ve got a plan to slash that grocery bill, you can save even MORE money when you grow your own food!

Check out these Vegetable Gardening Tips, and start eating straight from your backyard!

Best Gardening Tips to Start Growing Your Own Food!

Then, to slash your food bill even more, be sure to also check out my Couponing for Beginners tips.

#2. Cut your Clothing Budget (save $100+/mo.)

Saving money on clothes for a short period of time is one of the very easiest ways to save money.  If you need to save money fast, simply don’t buy any new clothes this month.

Then, before you go clothes shopping again, take an inventory of what you already have at home.  This way you will know exactly what you need, and avoid buying items you already have.

How to Dress Classy on a Budget

Before you head out, be sure to follow some of these simple money saving tips:

• Buy items marked down at the end of the season.
• Avoid shopping right before Back-to-School and Christmas, as retailers will often mark up prices, making even sales prices higher than normal.
• Shop at discount stores like Ross, Marshall’s, TJ Maxx, Target, Walmart, Kohl’s, Old Navy, Nike Outlet, and online at Amazon and eBay.

Extraordinary Shopping Hacks to Save You Even More Money!

#3. Cancel your Home Security Contract (save $38+/mo.)

My local name brand home security company charges $37.99 per month.  You can definitely save money fast when you cancel your Home Security Monitoring System contract and opt for these Home Security hacks instead!

Sometimes the best home security is simply making your home less convenient for potential burglars.  Are you ready to implement some simple deterrents to make your home more secure with these DIY Home Security Tricks?

#4. Cancel Amazon Prime (save $14.99/mo.)

I know, I know… Amazon Prime has its benefits, but it’s costing you $14.99 per month!

I used to have Prime, but once I dropped it, it took just a few weeks for me to get over missing it.  Seriously… I never looked back!  Now I just know that shipping will often take longer, so I just plan my purchases accordingly.

Plus… it forced me to get creative, and now I’ve found all sorts of ways to save money shopping on Amazon!  Check this out…

Amazon Deals and Steals (Best Secrets to Save BIG)

#5. Switch to Homemade Cleaners (save $15+/mo.)

Use my 50 DIY Homemade Cleaners Recipes for easy cleaning recipes and cleaning tips.

Not only will you save money fast, but you’ll also know exactly what’s in your cleaners!

Here are some of my favorite homemade cleaners…

• Homemade Liquid Laundry Detergent
• DIY Wool Dryer Balls
• Homemade Fabric Softener
• DIY Wrinkle Release
• DIY Homemade Febreze
• Homemade Glass Cleaner
• Homemade 409 Cleaner

50 Homemade Cleaners Recipes That Actually Work!

#6. Slash your Electric Bill (save $55+/mo.)

There are so many creative ways to slash your electric bill!

Just for starters, installing a programmable thermostat can save you up to $15 per month.

Then, fixing air leaks by replacing door weather stripping and caulking windows can save you another $40 per month. To keep your home cooler, you can also shut your blinds during warmer times of day and run ceiling fans.  Also, avoid using your oven if possible.  In the summer, I like to use my Crock Pot or have my husband grill outside.

You can save money on heat by using a wood burning store or gas fireplace.  Then use extra blankets and layers of clothes to stay warm.

Consider switching to LED light bulbs and putting timers on your lights to avoid having them left on by mistake.

For laundry, try washing your clothes in cold water and hang drying your clothes instead of using the dryer.  Then, turn down your hot water heater after you take your showers… and also make sure to time those showers!

Also, try running your appliances only at times each day when electricity is cheaper.

And finally… don’t heat or cool an empty house!

#7. Cut your Water Bill (save $10+/mo.)

Cut your water bill and start saving money right now!  First, inspect all of your outdoor hose bibs and if leaking, install an inexpensive Hose Cap with a rubber gasket to stop the leak.

Next, install Low Flow Shower Heads, threading them on with some Teflon Thread Seal Tape.  Low flow shower heads will save about 1 gallon of water per minute of usage, or 15 gallons of water for a 15 minute shower.

Swap out plants in your yard that require a lot of water with hardy, drought-resistant plants.

Fixing water leaks and reducing your water usage WILL save you money on your water bill.  But the more you do, the more you’ll save, so be sure to try all of these Ways to Conserve Water!

15 EASY Ways to Conserve Water

#8. Skip the Coffee Shop (save $60/mo.)

Skip the Coffee Shop and make your own gourmet coffee drinks at home and watch the savings add up.

If I make my favorite Coffee Shop cold brew coffee at home, I save more than $2.00 per drink.  I drink at least one coffee a day, so that means I can save at least $60 a month by simply making my cold brew coffee at home!  Easy, right?

Get more inspiration for making your coffee at home with these 17 Easy Coffee Recipes!

And… if you just can’t give up that Starbucks, check out these 14 popular Starbucks Money Saving Hacks!

#9. Pay off High Interest Credit Cards First (save up to $600/mo.)

One of the easiest and fastest ways to cut your monthly expenses is by working to eliminate high interest rate debt as fast as possible.  If you carried a balance on any of your credit cards because of Christmas gifts and expenses, pay off the credit card with the highest rate first.

First, check your credit card statements and find the interest rate you are being charged.  Next, pay off the card with the highest interest rate first.  If Card X is charging you 15% and Card Y is charging you 26%, pay off Card Y with the 26% interest rate first!

Here is an example of how much you can save.  If you carry a $1000 balance on your Card X with the 15% APR, you could end up paying as much as $350 in interest!  But, if you carry that same $1000 balance on your Card Y with the 26% APR, you would end up paying as much as $1,050 in interest.  By paying off the highest interest rate card first, you could save as much as $700!

The best advice I can give you is to never have any debt to start with.  Always pay the full balance of your credit card each month and never spend more than you have in the bank right now.

One easy way to avoid credit card debt is by creating an emergency savings fund that will cover your average monthly expenses for 3-6 months.  I love having an emergency savings fund, it really takes the stress out of unexpected expenses.  If that “unexpected expense” does happen, I know I am already prepared and won’t need to use a credit card to pay the bill!

In addition to paying off your credit cards, I’ve got even more tips to help you get rid of your debt.  Check out my ideas for How to Snowball Your Debt in 5 easy steps!

Even better that getting out of debt is avoiding debt whenever possible.  So be sure to check out my tips for How to Borrow Money Wisely!  This article is all about what you need to know before you borrow.

#10. Lower Your Interest Rates (save $200+/mo.)

Interest is one of the biggest expenses that we often overlook.  But when you consider how much interest you’re paying on your home loan, automobile loans, credit cards, cell phones, and college loans, the numbers add up really fast.

Go check out these 8 Best Ways to Lower Your Interest Rates!  You may easily be able to save $200/month… if not more!

#11. Pay Off Car Loan Early by Selling Your Car and Downsizing (save $200+/mo.)

Got an expensive car payment?

When you sell your car and downsize, you can save literally thousands of dollars right now… then continue savings hundreds of dollars every month.  Sound good?

If you have enough equity in your car, it’s smart to consider selling your car and downsizing to a less expensive, reliable used sedan instead.  This one move can literally save you hundreds of dollars every month.

When you want to save money in a hurry, selling a car with a high monthly payment is absolutely next-level smart.  But, if you really want to maximize your savings, make sure you also sell your car privately!

I’ve personally sold 10 cars privately. For my latest sale, I came in pocketing an extra $3,500 more than the trade-in offer for about 15 hours of total work.  Not bad, huh?

Not sure where to start?

Use my 12 tested tips for How to Sell My Car Privately to get started!

#12. Cut & Color Your Own Hair (save $100+/mo.)

With the average price for haircuts and colorings always increasing, the total cost of haircuts for you and/or your family can really add up.

For example, women’s haircuts average more than $40, men’s haircuts average more than $25, and hair coloring can cost on average more than $80.  These conservative price estimates don’t even include tips!  Then, don’t forget the kid haircuts at about $12 each!

When you color your own hair and cut your family’s hair, you can easily save more than $100 per month.  You’ll need to invest in some good quality haircutting products upfront, but they’ll pay themselves off so fast.  It’s incredible how much money you’ll start saving!

So I personally started cutting my kids’ hair from the time they were about 2 years old, and have been cutting it ever since.  I also cut my hubby’s hair, and yes… then I even cut and layer my own!  I know, I know… it was scary at first, but thanks to some youtube videos it’s actually not hard at all!

What You’ll Need to Get Started:

• Haircutting Scissors
• Hair Clippers with guards for the guys + a Comb
• Small Spray Bottle
• Hair Cutting Cape
• Optional: Hair Color

Now you’re ready to go!  If you haven’t cut hair before, I’d suggest watching a few youtube tutorials for tips, and then just jump in and start.  The more you cut it, the easier it will get, and the better your techniques will become.  Practice, practice, practice… and you’ll be AMAZED at how much money you’ll save each month!

I like to purchase my haircutting supplies and hair color on Amazon.

#13. Slash your Medical Insurance Bill (save $400+/mo. for a family of 4)

One of the best ways to save money fast on any kind of insurance, is to routinely shop around and get quotes from as many insurance companies as possible to get the best rate.

Open enrollment for medical insurance only comes one time a year.  That means this is your one chance to shop around for better medical insurance rates, so pay attention to your calendar.  If you miss open enrollment, you’ll most likely have to wait a full year to shop for health insurance again.

Open enrollment dates do change from year to year, but open enrollment usually falls sometime within the last 2 months of the year.

#14. Save BIG on Gas With These Sneaky Tricks (save $25/mo.)

Prices at the pump can really pack a punch!  So what can you do to save the most money on gas?

To start… I’ve found that what saves the most gas is to combine your errands around town.

Debbie writes: “I am trying to stay home more. I really plan my trips out of the house. I try to go to stores that are by each other. “

Linda writes: “I always do my errands in a circle from one direction around to the last one closest to home, never back and forth.”

Bonnie writes: “I’m planning trips to include as many tasks as I can into one trip to town.”

Megan writes: “I turned our car on Eco Mode, travel less, and walk to do school pickup instead of drive.

Lydia writes: “We share one car and combine trips when possible.”

Stephanie writes: “I bought a bicycle to bike back and forth to work.”

Michelle writes: “I make list of things when needed, and only go out to shop 1 day/ every 2 weeks. And map out/ plan my trips to conserve gas. Also us Moms carpool kids around, instead of everyone driving separately. And I order online, or shop locally so I drive less. Also my family uses a “gas” card and rewards points to save money and earn gift card for free gasoline.”

Debra writes: “I order what I need online, delivered to my door.”

Laura writes: “I drive an electric car and charge it for free at work.”

Suzi writes: “I traded cars with my mom so I could take her hybrid on vacation instead of my SUV.”

Dana writes: “Two years ago we bought a Prius. We can sometimes get 70 mph going down the mountain to town and long trips are much more affordable with the great mileage. The best way to save money is to not spend it.”

More Ways to Save On Gas

Use the lowest octane gas possible and fill up at the pump early in the morning or in the evening. It’s true… heat affects the density of the gas.

Then don’t forget to keep an eye on your tire pressure. Driving your car around with low tire pressure can easily cost you 1-2 miles per gallon of fuel efficiency.

Finally, GasBuddy.com or AAA to find the lowest price gas.  Or simply get discounted gas at Costco or Sam’s Club!  Then don’t forget about those grocery store gas rewards.  They can really add up!

#15. Cancel Your Gym Membership! (save $25/mo.)

I cancelled my gym membership over a year ago, and never looked back!  I now have some weight machines and a treadmill that I use at home every day, in addition to long evening walks.  It’s actually so much more peaceful working out at home than at the gym!

Be sure to check Craigslist for used gym equipment, too.  I scored a great deal on a machine that was hardly used at all!

#16. Cut Your Cable TV (save $65+/mo.)

Want to know how to watch TV for free?  Start using my easy tips for Cutting Cable TV and you’ll wonder why you didn’t pull the plug on cable years ago!!

My local cable provider charges $64.99 per month for basic cable, and that’s just the promotional “deal” for the first 12 months.  After the first 12 months the price goes up!

Cutting Cable is seriously so liberating!

Get More Tips Here >> Cutting Cable TV Tips

#17. Skip the Spa, and Pamper Yourself at Home (save $55/mo.)

Yes… spa days can be fun.  But so are spa days at home!

I’ve learned to take time to pamper myself on a dime by painting my own nails and toenails, doing luxurious foot soaks with Homemade Bath Salts, and using luscious homemade Sugar Scrubs and dreamy Whipped Body Butters!

BIG List of Ways to Save on Beauty Treatments

#18. Give Homemade Gifts (save $40/mo.)

So much of gift giving is about finding something sweet and thoughtful for the recipient.  It doesn’t have to be expensive, though!  Some of my favorite gifts I’ve ever received are the ones that have been homemade.  They just come with so much sweet sentimental value attached to them!

Check out these fun gift ideas for birthdays and Christmas, and you’ll save a bundle on the gift budget this month!

101 Gifts in a Jar Recipes

#19. Automate Your Savings with Your Bank (save $100+/mo.)

Sometimes it’s easy to just take a portion of whatever is leftover at the end of the month, and add that in to your savings account.  But what if you tried something different?  What if you automated your savings with your bank?

Many banks now let you set up automatic deposits from checking to savings on a certain day each month.  You could schedule it for after your paycheck is deposited each month, as a surefire way to prioritize your savings!  Talk about easy!

#20. Sell Items You No Longer Need (earn $50+/mo.)

It’s time to do an inventory of your home and garage to see what treasures are laying around that you no longer need or want.

1. Got an old smart phone?  Sell it online!
2. Have you found something valuable in your closet or garage?  Try selling it on Facebook Marketplace, eBay and also on Craigslist!
3. Got a whole pile of stuff cluttering up your house & garage?  Clear the clutter when you use these 30 Garage Sale Tips and Tricks to make some money!

#21. When There is Nothing Left to Cut, Increase Your Income!

One of the easiest ways to give your income a quick boost is to start a side hustle!

27 Side Hustles Ideas to Make More Money

More Ways To Save Money

Now… I have even more Frugal Money Saving Tips to help you save money fast!  Spending less and keeping more cash in your wallet is fun, so let’s keep on saving money!

Take a few minutes to check out more helpful tips and tricks to save money fast below…

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So what are YOUR favorite ways to Save Money Fast?

Share with us in the comments below!